COMMUNITYInvesting in the financial well-being of the Aboriginal and greater Western Sydney community through the provision of financial counselling services.
Situated in the heart of Penrith, the Community Finance Hub provides financial support services to communities in the Greater Western Sydney and the Blue Mountains. Our financial services are free and delivered in a safe, confidential and respectful environment. We deliver our financial services from our Penrith office but also through outreach. They currently include:
NILS (No Interest Loan Scheme)+
You can borrow between $300 - $1500
What can I get with the loan?
You can get up to 2 new essential items or services including:
What CAN’T I get with the loan?
NILS loans can’t be used for:
How do I get a loan?
Call the staff at Muru Mittigar NILS to talk about getting a loan. We’ll send you an information pack with:
Once you decide you want to go ahead with the loan, call us to make a time for an interview. It’s that easy!
Being harassed by debt collectors?:
We can stop the harassment and get you into a repayment plan that suits your budget.
Rent to buy & payday lending contracts:
We can help you by negotiating with these companies to get you into a payment plan that you can afford. We will also explain the true cost of these contracts and give you alternatives so that you won’t need to use these companies in the future.
Mortgage, personal loan or credit card stress:
We will negotiate with your bank and other lenders to get you back on track. In some cases we may be able to get the amount you owe reduced or have interest charges waived.
Budgeting / savings:
We will help you complete a budget that is tailored to keep you. This will keep you on track of your spending, paying bills and saving for your dreams and goals.
Reducing bank account fees & charges:
Did you know that late payment fees are charged if you miss your repayment date or pay less than the minimum payment amount? We can discuss ways to help you minimise the fees you pay.
Unpaid fines & debts:
We will work with you and the State Debt Recovery Office to reach an agreement for you to repay your outstanding fines. We can also refer you to several other organisations for help with the Work Development Order scheme which can reduce the amount you owe.